中国保监会及其派出机构对行政许可申请进行审查时，发现行政许可事项直接关系他人重大利益的，应当告知该利害关系人。申请人、利害关系人有权进行陈述和申辩。中国保监会及其派出机构应当听取申请人、利害关系人的意见。
If the CIRC or its local offices find that the administrative licensing item is directly related to others’ material interests, the interested parties shall be informed. The applicant and the interested parties have the right to state their views and argue. The CIRC and its local offices shall hear the opinions of the applicant and the interested parties.
第十八条 申请人在行政许可申请受理之后、行政许可决定作出之前，提交补充申请材料的，行政许可的期限应当自受理机构收到补充申请材料之日起重新计算。
Article 18 If an applicant submits supplement materials after an accepting institution accepts the application and before an administrative licensing decision is made, the administrative licensing time shall be recalculated, starting from the date of the accepting institution receiving the supplement materials.
第十九条 申请人在行政许可申请受理之后、行政许可决定作出之前，撤回行政许可申请的，应当向受理机构提交书面申请，中国保监会或者派出机构应当及时终止对行政许可申请的审查，并将行政许可申请材料退回申请人。
Article 19 If an applicant wants to withdraw the administrative licensing application after it is accepted and before a licensing decision is made, he/she shall submit a written application for withdrawal to the accepting institution. The CIRC or its local offices shall terminate the examination of the administrative licensing application in time and return the application materials to the applicant.
第二十条 中国保监会授权或者委托派出机构对申请人提出的行政许可申请进行初审的，应当同时授权或者委托派出机构统一受理行政许可申请，统一送达行政许可决定和行政许可证件。
Article 20 A local agency authorized or entrusted by the CIRC to conduct preliminary examination of applicants’ administrative licensing applications, shall also be authorized or entrusted to accept administrative licensing applications and to serve licensing decisions and certificates uniformly.
派出机构应当在法定期限内完成初步审查，将初审意见和申请材料提交中国保监会。中国保监会不得另行要求申请人提供申请材料。
The local agency shall finish preliminary examination within the legal time limit and submit the preliminary examination opinion and the application materials to the CIRC. The CIRC shall not require the applicant to submit application materials separately.
第二十一条 中国保监会授权或者委托派出机构实施行政许可，不得延长行政许可的法定期限。
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